Storm leak, or an insurer who wants the cause and condition documented before they'll progress your claim? We carry out a roofing-focused inspection of the visible and accessible areas, drone where access is tricky, and write up a clear, factual assessment letter of what we saw and the likely cause, ready to send straight to your insurer.
The cost of a roof assessment like this is often covered or reimbursed by your insurer, particularly when it forms part of a claim or they've asked for the roof to be documented. We can't promise it. Every policy and claim is different, and the final decision rests with your insurer. It's well worth asking them before you rule it out.
Not sure where you stand? Get in touch or call 022 058 7070 and we'll talk it through.
Insurers sometimes ask for evidence of a roof's condition: when you take out a new policy, at renewal, or as part of a claim. An insurance roof assessment is a roofing-focused inspection of the visible and accessible roof areas, written up as a clear, factual assessment letter you can pass on to your insurer.
We attend the property, take a careful look at what we can see and safely reach, using drone equipment where it gives us a better view, and record the visible condition along with photos. The result is a straightforward written assessment letter that documents what we observed on the day.
You get a practical, roofing-focused assessment letter, photos where they help, and clear next steps. What's covered depends on the property and what we can safely access on the day, so this is a guide rather than a fixed list:
A visual look over the roof, flashings and guttering, to the extent we can see and safely reach them on the day.
A written assessment letter recording the roof's visible condition on the day, set out factually and clearly.
Photos of relevant areas to help document the condition, with the assessment letter dated.
Drone footage where it helps reach areas that can't be safely accessed otherwise.
Practical comments and options on anything worth noting.
Plain language throughout, easy for you and your insurer to follow.
If your insurer wants the condition of your roof documented, we give you a clear, factual record of what we observed that you can pass on to them.
A clear, factual written record of the visible condition of your roof on the day we inspected it, with dated photos of the relevant areas. Written so an insurer's claims handler can read it and know exactly what they're being asked to consider. Most insurers, in our experience, prefer this format to a dense formal report because it's faster to read and the photographs show most of what matters.
The format is deliberate. A full building report covers the whole house in dense report language. An engineering report covers structural elements with a chartered engineer's stamp. Neither of those is usually what an insurer wants when they ask for roof condition to be documented. What they tend to want is a credible, dated record of what an experienced roofing person observed, written in language a non-roofer can follow. That's what the letter does.
Scope, precisely: the letter covers the visible and accessible roof areas as observed on the day. It is not a full building report and not an engineering report, and it isn't a decision on your claim, which is your insurer's call. We record what we observe rather than guessing at causes that would need intrusive investigation, and we stop short of a guaranteed leak diagnosis. That precision is the point: a credible factual record of what we saw.
Every insurer is different, and we can't speak for what yours will accept. Tell us up front what they've asked for, and we'll let you know whether what we provide is likely to help before you book.
Your insurer has asked for evidence of your roof's condition for a new policy or renewal.
You're making a claim and need the visible condition documented with dated photos.
You want a condition record on file before storm season or a known weather event.
You manage a rental or commercial property and need documentation for your policy.
Tell us what your insurer is asking for and where the property is. We'll get back to you as soon as we can with the next steps and a price.
Get a quoteLeave your details and we'll get back to you with a fixed price and a time that works, no obligation. Prefer to talk? Call 022 058 7070.